Hi everyone, it's Mario Mello, and I'm so excited to join PayPal as general manager of Brazil. Just a few months ago, PayPal opened a local office in Sao Paulo, and I knew immediately that I joined an amazing team. There is tremendous opportunity in Brazil to expand e-commerce and help local businesses succeed globally. Over the past few years, we've been hearing from our existing customer base of 2 million that they need a fast,